New Home Loan

Getting a first time mortgage is an exciting proposition. Whether you are moving out of the family home for the first time,or out of rented accommodation,it’s likely to be your first opportunity to do things exactly as you want.However,for the majority of first time buyers there is one last hurdle to get over before you can relax in your new home-finding a first time home mortgage . Before you start looking in the estate agents windows you need to get an idea of how much you have to spend,the buying process and the associated purchasing costs.

Our BEST OUT OF MARKET mortgage advice service aims to take the mortgage worry out of moving home. Our mortgage brokers and admin team will be on hand to keep things moving smoothly for you.

Our mortgage advisers will take you through the house buying process and help select a mortgage that is just right WITH YOUR PARTICULARS AND CIRCUMSTANCES.But our service does not stop there.We will help with any questions you might have regarding the lenders application form,papers supporting your application and assist with the mortgage administration right to moving day and completion.We will liaise with your solicitor and property agent to keep all parties up to date.

So,if you are looking to buy your first property and want solid,easy to understand advice about first time home mortgage and the house buying process please give us a call.You will only be given advice by a fully qualified mortgage adviser based at our offices.

What we can do for you

Find you the “best mortgage deal”.Being a whole market Mortgage Adviser means exactly that.As experienced brokers specializing in mortgages,we work for you.It’s our job to take your mortgage caseto the market and do the shopping for you.

CALL Now to clear any questions you may have.
TOLL FREE 0508 GUPTAS (0508 487827)

Click here to Make a Free Appointment, and we will come back to you in one working day.

Refinance

When you refinance you still choose the rate you will pay,repayment method and type of product from any lender in the market.

People choose to refinance for a variety of reasons.Here are just a few:

Save Money:
Refinancing can significantly reduce your monthly outgoings.?

Reduce the length of the loan:
With extra money each month and more flexible product it is possible to overpay your mortgage loan and pay it off early without redemption penalties.

Release Equity:
B y refinancing for a sum that is greater than the amount needed to repay your mortgage,you can release money to buy a new car.

Consolidate Debts:
You can consolidate other debts such as credit cards and personal loans when you refinance.

Switch from an unsatisfactory lender:
There is no need to stay with an unsatisfactory lender as switching from one to another has never been easier

Increase Flexibility:
Refinancing from a standard mortgage to a flexible one or offset product will allow you to under and overpay your mortgage and release equity without having to get permission from your lender.Existing lender won’t allow a further advance at a competitive rate.We provide lowest interest rates bargained for you due to high volume of business relations with bank.

CALL Now to clear any questions you may have.
TOLL FREE 0508 GUPTAS (0508 487827)

Click here to Make a Free Appointment, and we will come back to you in one working day.

Restructure

Restructuring can offer a simple way to better manage your borrowing costs. Some who restructure opt to shorten their mortgage amortization. Paying off your mortgage in a shorter amount of time will easily save you several thousands of dollars in mortgage interest costs. Others who restructure opt for lower monthly mortgage payments which create larger monthly cash flow for other purposes.

Most importantly, a well thought-out debt restructuring plan can set you up for success, because at the end of the mortgage amortization period, your total debt is zero. With revolving credit – such as credit cards – you may be paying a lot in interest without ever attacking the principal.

-For illustrative purposes only-

Investment property

Gupta loans & insurance ltd. Are the specialist RESIDENTIAL INVESTMENT Mortgage broker.

Investment property has become very popular over the years and more and more people now have a Investment Property mortgages.So much so that specialist investment property mortgage advice is neede so that you make the correct decisions on your Residential investments.Investing in property over the long term has proved to be a winning formula . But a strong and clear investment property advice is still needed.Gupta loans and insurance ltd. Understands the needs o property investors are different to those of owner occupiers. That is why we have a range of investment home loans designed to help you meet your specific financial goals. We make propert investment easier.

Our experienced mortgage advisers are fully qualified and extremely knowledgeable in arranging Residentil Investment property finance.

Good use of technology keeps us up to date with the many different mortgage lenders and investment property mortgage schemes available.

CALL Now to clear any questions you may have.
TOLL FREE 0508 GUPTAS (0508 487827)

Click here to Make a Free Appointment, and we will come back to you in one working day.

Debt Consolidation

Switch all yopur credit cards,HPs and loans into one manageable payment,with fantastic interest rates.
Its simple

Consolidating your debt will take all those higher interest payments and direct debits,and put them all into one simple payment to co-incide with your payday.

So why should I do this?

When you realize your spending is getting a little higher than you are happy with.Going over your credit card limit, having to pay off high interest retail loans,or simply when you realize there must be a better way to manage your finances,these are all signs that debt consolidation would help.

Debt consolidation is a great way ofgetting your finances back on track,or stop them from going off the track in the first place.It not only cuts down all the fees and high interest rate store cards and HPs,but allows you to close the accounts once and for all.

If you have a number of debts at higher interest rates,it may be better to refinance them into one loan.This is called debt consolidation,and may mean you will pay less interest overall.

Having one loan is also easier to manage,as you only have one payment , and you can have certainity about when you will be debt free.

If you own your home and have a mortgage , you may be able to consolidate your debts by topping up your home loan,rather than taking out a personal loan.This means you will be able to take advantage of current home loan rates.

CALL Now to clear any questions you may have.
TOLL FREE 0508 GUPTAS (0508 487827)

Click here to Make a Free Appointment, and we will come back to you in one working day.

Business Loan

Need a commercial loan? Have a Commercial Mortgage expert assist you with your deal. You want someone who understands your client's projects, sees the infinite possibilities and can help structure your loan for your client or organization to maximize their profitability. Imagine how easy it can be with our team of qualified experts.

Gupta Loans & Insurance Ltd are Business Loan Experts and arrange Loans for all types of businesses – small, medium and large.

Commercial Loans

Business development requires various kinds of investments. Be it buying equipment to enhance your production, or a vehicle for efficient transportation, or even various fixed assets. We understand that your business may require financing for your long-term business goals, and therefore we offer commercial loans with flexible repayment terms and competitive fixed or variable interest rates.

How can a Commercial Loan benefit your business?

Our commercial loans are designed for small to medium-sized businesses. They offer long-term solutions that can help your business when you need to:

• Develop new products or services
• Make large purchases for your business
• Buy another business
• Competitive interest rates
• Secured and unsecured options
• Flexible repayment terms
• Available for small and larger amounts
• Fast approval